Every year, Americans fail to spend $23 billion dollars in gift cards. That’s an average of $187 per person in gift certificates, Amazon cards, Starbucks bucks, and other monetary gifts they’ve received and left in a drawer somewhere doing nothing. 47% of American adults have unused gift cards at home. What’s particularly interesting is the higher the household income of the person in question, the more unspent money they are likely to have stashed away and forgotten. I’ll confess that I have more than a few gift cards for businesses that have long since gone out of business. The more I think...