Times are hard

I know that what I'm about to say is an obvious statement, but have you all noticed how expensive things are nowadays? Fuel, groceries, clothes, literally everything. And anytime you want to find something cheaper from back in the day, it is now called "vintage," so it's even more expensive with that word attached.

I will start by saying that I do not follow the market; I don't read financial articles and focus on politics and the economy. I will say, though, that just as a fellow American, I have struggled the last few years to make ends meet. No matter how many hours you work or how much you...