The first pastor I worked for in my ministry career nearly 20 years ago told me a story about his office job before going to seminary. He was explaining to me that every day he would go out and buy lunch with his coworkers on his lunch break. He explained that it was usually a fun outing and a bit of a treat, easy, and not much of an expense. He kept up this habit through his first few years of employment until one day, while eating his lunch, he spent time calculating how much eating out was costing him. He had always thought of lunch as a cheap indulgence. $15 a day wasn’t a big deal. $75 a...