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Free Annual Credit Reports

There is one official site to get a free annual credit report. It is AnnualCreditReport.com and they can also be reached at (877)322-8228. It is Federal law that you are able to get a free credit report every twelve months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). Do not be fooled by the advertising of look-alike sites. In the end, the look-alike sites that claim to be free will end up charging you.

Why should you check your credit report often? Monitoring your credit report is a good way to spot signs of identit...